FAQ’S

FAQ’S

FAQ'S

Rates And Terms

An installment loan is a medium-term loan, which is repaid in scheduled payments over several months. Our installment loans are fully amortized so if you make your scheduled payments on time, you will payoff the loan at the end of the scheduled term. offered by Installment loans are only available in certain states. Please visit our Rates and Terms pages to learn more about the installment loans available in your state.

In calulating finance charges under this subsection, when the first installment period is longer than the remaining installment4 periods, the amount of the finance charges applicable to the extra days shall not be greater than $15.50 per $100 of the original principal balance divided by the number of days in a regulary scheduled installment period and multiplied by the number of extra days determined by subtracting the number of days in a regularly scheduled installment period from the number of days in the first installment period.

Our installment loans range from $200 to $1000 and the term of the loan will vary by state and your qualification but are typically around 4 to 6 months.  The rates, fees, and interest will vary by state.  Please see the Rates and Fees Page

You need a job or proven source of income, email address, home phone, checking account in good standing, and you must be at least 18 years of age. All signed Loan Agreements are subject to verification of prior loan history and application data. For a complete list of minimum requirements, please check our Requirements page.

Funds are transferred to your account either i) directly to your debit card in minutes or ii) via ACH which can be reflected in your account within the same day or 1 business day after approval and you have e-signed your documents and are subject to your bank or financial institution processing time.

During our normal business hours of 9am CST to 5pm CST, you should expect to hear from us by telephone, text or email within 15 minutes after we receive your application.  If you do not hear from us, please call: 888-243-5499.

We will not request credit reports from any of the three (3) major credit bureaus. However, we do verify that you are actively employed.

We must have your personal information to verify your identity and to deposit funds into the correct bank account. Your information is always kept secure and confidential in our encrypted database.

If your payment due date arrives and you don’t have the funds available in your bank account, contact us immediately. Only by discussing your repayment options with us will allow you to be able to keep your account in good standing.

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